Ramit Sethi

One of the key differences between rich people and everyone else is that rich people plan before they need to plan.

WE DON’T WANT TO HAVE TO BECOME FINANCIAL EXPERTS TO GET
RICH

The single most important factor to getting rich is getting started, not being the smartest person in the room.

It’s okay to make mistakes

To be extraordinary, you don’t have to be a genius, but you do need to take some different steps than your folks 15
did

But investment isn’t about being sexy—it’s about making money, and when you look at investment literature, buy-and-hold investing wins over the long term, every time

Spend extravagantly on the things you love, and cut costs mercilessly on the things
you don’t

Why Do You Want to Be Rich

Once a year, by law, you’re allowed to obtain your credit report for free at www.annualcreditreport.com.

differences between rich people and everyone else is that rich people plan before they need to plan